I flew First Class to Dubai for $40. How? Points.
Here is How to Travel the World for Free Using Credit Card Rewards.
1. The Sign-Up Bonus (The Big Payout)
Banks will pay you to open a card. “Spend $4,000 in 3 months and get 60,000 points.”
60,000 points is a round-trip ticket to Europe. Do this 3 times a year, and you never pay for flights again.
2. Transfer Partners (The Secret Sauce)
Don’t use points on Amazon. That is a waste. Transfer your Chase/Amex points to airlines (like United or British Airways).
A flight that costs $2,000 cash might only cost 30,000 miles. The value is insane.
3. Business Cards
If you have a “Side Hustle” (even selling $50 on eBay), you qualify for Business Credit Cards. They have massive bonuses and don’t affect your personal credit score.
Kiran’s Take: Pay it Off
Rule #1: If you pay interest, you lose.
The rewards game only works if you pay your balance in full every single month. If you carry debt, the 20% interest eats your 2% rewards. Don’t play if you can’t follow the rules.
Conclusion
The banks want your money. Be smart enough to take theirs instead.
Need a card? Read Debt Management.
